Dear Potential Client:
One of the first questions I am asked is how much will filing bankruptcy cost?
Based on our 33 years of experience, we simply cannot quote a price until we have had an opportunity to fully evaluate your needs and YOUR solutions. Therefore, we offer a FREE one hour consultation with the most experienced consumer bankruptcy attorney in Worcester County to answer your extremely important questions.
Armed with your input, a FREE 3-BUREAU CREDIT REPORT, our initial title evaluation of your real estate, as well as an analysis of the value of your vehicles and other assets, we will be able to fashion your personalized solution to your trying circumstances. At the end of the FREE one hour consultation, we will then provide you with a written quote for the cost of representing you. Shortly thereafter, we will also provide you with a personalized initial debtor conference letter which outlines the nature of YOUR NEEDS and the proposed SOLUTION AND THE COSTS INVOLVED.
We offer flat rates on most simple cases with initial retainers and payment plans that are within your means.
CHAPTER 7 FEES:
A SIMPLE CHAPTER 7 Flat Fee for legal fees for a SINGLE PERSON: |
$1,500 |
A SIMPLE CHAPTER 7 Flat Fee for legal fees for a MARRIED COUPLE: |
$2,000 |
Bankruptcy Filing Fee: |
$299 |
Declaration of Homestead Recording Fee (if necessary): |
$35 |
Independent Real Estate Broker’s Price Opinion (if necessary): |
$120 |
Use of the “BEST CASE”® computerized program to prepare your personalized Schedules of assets and debts, Statement of Financial Affairs, Statement of Intention, Statement of Current Monthly Income, and Creditor Matrix: |
$25 |
The required Credit Counseling course: |
$50/per person |
The required Financial Management course: |
$50/per person |
Out of pocket costs (mailing, making photocopies and faxing): |
$100 |
A COMPLICATED CHAPTER 7 will require an initial down payment dependent on your circumstances to get YOUR SOLUTION. We have flexible payment plans based on your personal finances. If you choose to file bankruptcy, you will have discharged all of your credit card debt and other unsecured debt. Because of our experience and joint understanding of y our monthly budget, you will be in the best possible position to find a comfortable payment plan to ensure the best possible representation for YOUR SOLUTION.
CHAPTER 13 FEES:
A Chapter 13 fee for legal fees a SINGLE PERSON: |
$3,500 |
A Chapter 13 fee for legal fees for a MARRIED COUPLE: |
$3,500 |
Bankruptcy Filing Fee: |
$274 |
Declaration of Homestead Recording Fee (if necessary): |
$35 |
Independent Real Estate Broker’s Price Opinion (if necessary): |
$120 |
Use of the “BEST CASE”® computerized program to prepare your personalized Schedules of assets and debts, Statement of Financial Affairs, Statement of Intention, Statement of Current Monthly Income, and Creditor Matrix: |
$25 |
The required Credit Counseling course: |
$50/per person |
The required Financial Management course: |
$50/per person |
Out of pocket costs (mailing, making photocopies and faxing): |
$1 |
Future fees in the Chapter 13 will be governed by the Bankruptcy Court and will be paid as part of the Plan (for a further explanation, see our Frequently Asked Questions section).
